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► 15 U.S.C. § 1639f 15 u.s.c. · consumer credit protection · title 15
15 U.S.C. § 1639f
Requirements for prompt crediting of home loan payments
Title 15 USC
● ACTIVE
Ch. 41
Jurisdiction Federal — United States
Chapter CONSUMER CREDIT PROTECTION
Primary Source uscode.house.gov ↗
Federation ID OM-USC15-SEC-88B52D
► STATUTORY TEXT primary source · verbatim · uscode.house.gov

U.S.C. Title 15 - COMMERCE AND TRADE 15 U.S.C. United States Code, 2023 Edition Title 15 - COMMERCE AND TRADE CHAPTER 41 - CONSUMER CREDIT PROTECTION SUBCHAPTER I - CONSUMER CREDIT COST DISCLOSURE Part B - Credit Transactions Sec. 1639f - Requirements for prompt crediting of home loan payments From the U.S. Government Publishing Office, www.gpo.gov

§1639f. Requirements for prompt crediting of home loan payments

(a) In general In connection with a consumer credit transaction secured by a consumer's principal dwelling, no servicer shall fail to credit a payment to the consumer's loan account as of the date of receipt, except when a delay in crediting does not result in any charge to the consumer or in the reporting of negative information to a consumer reporting agency, except as required in subsection (b). (b) Exception If a servicer specifies in writing requirements for the consumer to follow in making payments, but accepts a payment that does not conform to the requirements, the servicer shall credit the payment as of 5 days after receipt.

(Pub. L. 90–321, title I, §129F, as added Pub. L. 111–203, title XIV, §1464(a), July 21, 2010, 124 Stat. 2184.)

Statutory Notes and Related Subsidiaries

Effective Date Section effective on the date on which final regulations implementing such section take effect, or on the date that is 18 months after the designated transfer date if such regulations have not been issued by that date, see section 1400(c) of Pub. L. 111–203, set out as an Effective Date of 2010 Amendment note under section 1601 of this title.

Source: uscode.house.gov — public domain Official Source ↗
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The statutory text of 15 U.S.C. § 1639f is reproduced from the official United States Code as published by the Office of the Law Revision Counsel of the U.S. House of Representatives (uscode.house.gov).
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Chapter 41 — CONSUMER CREDIT PROTECTION
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15 U.S.C.
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15 U.S.C. § 1639f
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● ACTIVE
Chapter
41 — CONSUMER CREDIT PROTECTION
Title
Commerce and Trade
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Federal
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OM-USC15-SEC-88B52D
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Commerce and Trade — 15 U.S.C. § 1639f